#1 EMI Collection Tool for Retailers

Automate Your
EMI Collection
100% Digital & Simple

Stop chasing customers. Collect EMIs automatically using UPI & Card AutoPay. Reduce defaults and save 20+ hours every month.

No Coding Instant Setup 100% Secure
Dashboard

Total Collected Today

₹ 45,200

Recent Activities View All

Payment Received

Rahul Sharma • ₹2,500

Now

AutoPay Success

Sneha Gupta • ₹1,800

2m

Retrying Payment...

Amit Verma • ₹3,000

5m

Weekly Collection

The Problem

Is Manual Collection Slowing You Down?

Indian retailers lose huge amounts of revenue every year due to inefficient, old-school collection methods.

Late EMI Payments

Customers "forget" to pay on time, forcing you to wait days or weeks for your own money.

Manual Follow-ups

Wasting hours calling customers, sending messages, and feeling awkward asking for payments.

Cash-based EMIs

Handling cash is risky, hard to track, and requires physical presence for every transaction.

No Reminders

Without an automated system, customers don't get alerts before the due date, leading to defaults.

No Tracking

Paper ledgers (khata books) get lost or damaged, making it impossible to know who owes what.

There is a better way.

Who We Help

Electronics Retailers

Offer easy EMI options to customers without worrying about collection follow-ups.

Gyms & Classes

Automate monthly membership fees and reduce subscription drop-offs.

Small Lenders

Digitize your ledger and ensure timely repayments with automated reminders.

Why Choose InstenCollect

The smartest way to manage recurring payments.

0%

Manual Follow-ups needed

99%

Collection Success Rate

24/7

Automated System Working

100%

Paperless & Digital

Workflow

How It Works

1

Onboard Customer

Enter details and create a payment link or scan QR code.

2

Setup AutoPay

Customer authorizes UPI or Card AutoPay once securely.

3

Get Paid Automatically

Money is deducted on the due date and deposited to you.

POWERFUL TOOLS

Everything You Need to Scale

UPI & Card AutoPay

Seamless setup for recurring payments via UPI apps or Credit/Debit cards.

Smart EMI Calendar

Visual dashboard to track upcoming, paid, and overdue collections.

Auto Reminders

Automated WhatsApp & SMS alerts sent before due dates.

Failed EMI Retry

Intelligent system that automatically retries failed payments.

Customer Management

Centralized database for all customer profiles and history.

Secure Infrastructure

Bank-grade security supported by Razorpay partnership.

Real-Time Notifications

Instant alerts for you and customers on payment status.

Advanced Reports

Detailed analytics on cash flow, defaults, and revenue.

What Our Users Say

"We used to spend 5 days a month just calling customers for payments. With InstenCollect, it's all automatic. My default rate dropped by 40% in two months."

R

Rahul Sharma

Electronics Store Owner

"The WhatsApp reminders are a game changer. Customers appreciate the professional approach, and I appreciate getting paid on time."

A

Anita Das

Fitness Studio Manager

Ready to stop chasing payments?

Join hundreds of smart businesses today.

Start Automated EMI Collection Today

Who We Are

InstenCollect is a fintech solution designed to empower Indian retailers, service providers, and small businesses. We bridge the gap between traditional credit collection methods and modern digital payments.

We understand the hassle of phone calls, manual ledgers, and awkward payment follow-ups. Our platform removes friction from the process, making payments invisible and automatic.

Why Retailers Love Us

We don't just provide software; we provide peace of mind. By securing future cash flow, we help businesses plan better and grow faster.

Our Mission

To eliminate payment defaults and manual collection efforts for 1 million Indian MSMEs by 2030.

Our Vision

A future where credit is seamless, trust is automated, and businesses can focus on customers, not collections.

Technology Built for India

Frequently Asked Questions

Got questions? We've got answers.

InstenCollect is an automated payment collection platform that helps businesses collect recurring payments (EMIs, fees, subscriptions) using UPI AutoPay and Credit/Debit Card mandates.

No. Customers do not need to download any app. They simply approve the AutoPay mandate via their existing UPI app (like GPay, PhonePe) or via a secure web link for cards.

Yes, absolutely. We use bank-grade security and are powered by Razorpay's infrastructure, ensuring all transaction data is encrypted and safe.

Our Failed EMI Retry System automatically attempts to collect the payment again. Additionally, automated WhatsApp and SMS reminders are sent to the customer.

Yes. By automating the deduction process, the friction of manual payment is removed, significantly reducing accidental misses and defaults.

Yes, our platform is scalable and designed to handle databases ranging from 10 to 10,000+ customers efficiently.

Not at all. The dashboard is intuitive and user-friendly. If you can use WhatsApp, you can use InstenCollect.

Yes, it is perfect for gyms, tuition classes, maintenance services, and any business with a recurring revenue model.

Get in Touch

Have questions about pricing or integration? Reach out to our team directly.

PHONE / WHATSAPP

+91 60004 91517

EMAIL

support@instencollect.com

LOCATION

Guwahati, Assam, India

InstenCollect © 2025